Hire a Foreclosure Attorney and Save Your Home
The housing market is slowly improving in the country yet many American families are still trying to win the battle to save their homes. In a recent survey, it revealed that there are at least nine thousand homes still in some stage of the foreclosure process. This process can take months or even years, depending on where you live. But be sure about this that if you do not do anything to stop your home from being foreclosed, then you will surely lose it.
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Missing one or more mortgage payments will give your lender the right to issue a notice of default which if ignored, will be the lender's proof that you have defaulted on your mortgage loan. Then the lender will definitely file a complaint in court and initiate the foreclosure process. The court will issue you a copy of the lender's complaint and you are required to answer it in a few weeks time. When this happens you need to seek for the help of a good foreclosure attorney.
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An experienced foreclosure attorney such as from http://www.djjforeclosurelaw.com/Foreclosuredefense.html can definitely represent you in court, but he will first try to find a way to resolve it through negotiation or an alternative settlement. It does not have to end up with you losing your home. You need to know and lawyers know that banks and lending institutions are not really interested in real estate. The reason is because maintaining and selling foreclosed homes can be costly and they usually lose money on the deal. That is why they would prefer that the homeowner keep his home. The story will change if the home owner refuses to work with them and this is where the lawyer comes in.
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If the attorney has studied you case and know about the terms and conditions of the mortgage agreement, he will try to communicate with the lender. He will try to make the lender understand your personal and financial situation. You might have been injured and are not able to work, or you might be having a divorce and having a hard time to provide for your family, and other situations in life that make it difficult for you to pay mortgage. If you attorney can convince them to accept future payments then they might not pursue foreclosure.
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Although there is no guarantee that your foreclosure attorney can help you keep your home, it is as least better than if you do it alone. Hiring a lawyer like Douglas J. Jeffrey - Miami Dade Attorney would tell the lender that you are taking the case seriously. But if you ignore the lender's attempts at communication, they will have no patience with this and might just be the end for your home ownership.
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Please visit https://www.youtube.com/watch?v=PRVx52z63MA to learn more.
